Gold Investment Calculator
Estimate returns on your Gold investments. Easily compare how Sovereign Gold Bonds (SGB) outperform physical or digital gold with the extra 2.5% annual interest.
Investment Parameters
₹1.00 L
₹10,000₹1.00 Cr
8%
1%30%
8 yrs
1 yr30 yrs
Gold Returns Estimate
Total Value₹2.05 L
Invested
Est. Gains
Invested Amount₹1.00 L
SGB Extra Interest (2.5% p.a.)+ ₹20,000
Capital Appreciation+ ₹85,093
Total Returns Value₹2.05 L
Visual growth of your ₹1.00 L gold investment over 8 years at 8% appreciation.
Yr 1
₹1.10 L
Yr 2
₹1.22 L
Yr 3
₹1.33 L
Yr 4
₹1.46 L
Yr 5
₹1.59 L
Yr 6
₹1.74 L
Yr 7
₹1.89 L
Yr 8
₹2.05 L
ℹ️ Sovereign Gold Bonds (SGB) vs Physical Gold:Physical Gold only benefits from price appreciation and carries making charges and storage risks. SGBs, issued by the RBI, offer the same price appreciation PLUS an additional 2.5% fixed annual interest on your initial investment, paid semi-annually. Moreover, SGBs held to maturity (8 years) are completely exempt from Capital Gains Tax.