Privacy Policy

FinToolsHub ("we", "our", or "us") operates the website at https://fintoolhub.vercel.app. We provide free online financial calculators and tools including EMI Calculator, GST Calculator, Invoice Generator, Loan Calculator, Profit Margin Calculator, and SIP Calculator. This Privacy Policy explains what data we collect, why we collect it, and how we protect your information.

All calculations you perform on FinToolsHub - including amounts, interest rates, loan values, invoice details, and investment figures - are processed entirely within your browser. This data is never sent to, stored on, or accessible by our servers. We do not require you to create an account or provide any personal information to use our tools.

We may automatically collect certain non-personal information when you visit our website, such as: your browser type and version, operating system, pages visited, time spent on pages, referring URL, and approximate geographic location (country/region). This information is collected through analytics tools (such as Google Analytics) and is used solely to improve our website and understand how visitors use our tools.

We use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and display relevant advertisements. These include:

• Essential Cookies: Required for basic site functionality.

• Analytics Cookies: Used by Google Analytics to help us understand how visitors interact with our site (e.g., page views, bounce rate). This data is aggregated and anonymous.

• Advertising Cookies: We and our third-party advertising partners (such as Google AdSense) use cookies to customize ads. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google's Ads Settings at https://adssettings.google.com.

You can manage cookies through our Cookie Consent Banner or disable cookies through your browser settings; however, some features may not function as intended.

FinToolsHub uses Google AdSense to serve advertisements. Google, as a third-party vendor, uses cookies (including the DoubleClick cookie) to serve ads based on your visits to this site and other sites on the Internet.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.

We may also partner with other third-party ad networks or vendors that serve ads on our site. These companies may use cookies and web beacons to collect non-personally identifiable information about your activities on this and other websites to provide target-based advertisements.

You can opt out of Google's personalized ads by visiting Ads Settings: https://adssettings.google.com.

Alternatively, you can opt out of third-party vendors' uses of cookies for personalized advertising by visiting:

• AboutAds WebChoices: https://www.aboutads.info/choices

• NAI Consumer Opt-Out: http://optout.networkadvertising.org

• Your Online Choices (Europe): https://www.youronlinechoices.com

The limited information we collect is used to:

• Monitor and analyze website traffic and usage patterns.

• Improve the performance, accuracy, and usability of our tools.

• Detect and prevent technical issues or abuse.

• Display relevant advertisements through Google AdSense.

We do not sell, trade, or rent your personal information to any third party.

Since we do not store any financial data you enter into our calculators, there is no personal financial data to retain or delete. Analytics data collected through Google Analytics is retained according to Google's standard data retention policies. You may request deletion of any contact form submissions by contacting us at https://fintoolhub.vercel.app/contact-us.

FinToolsHub is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

Our website may contain links to external websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party websites you visit.

If you are a resident of the European Economic Area (EEA) or the United Kingdom (UK), you have specific rights under the General Data Protection Regulation (GDPR):

• Right to Object: You have the right to object to the processing of your data.

• Right to Withdraw Consent: You can decline personalized cookies via our Cookie Consent Banner. If you decline, we will request Google AdSense to serve only non-personalized ads (NPA) to you, which do not track your behavior or build a profile.

• Right of Access & Portability: You can request details of any personal information we hold (such as emails sent to us).

• Right to Erasure: You can request that we delete your contact information.

To exercise these rights, contact us at https://fintoolhub.vercel.app/contact-us.

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights regarding your personal information:

• Right to Know: You have the right to request disclosure of what personal information we collect, use, disclose, and sell.

• Right to Delete: You have the right to request deletion of your personal information.

• Right to Opt-Out: We do not 'sell' or 'share' your personal information for monetary value. However, we use cookies that share non-personal identifiers with third parties for analytics and advertising. You can opt out of this sharing by declining cookies via our Cookie Banner.

• Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

To submit a CCPA request, please contact us at https://fintoolhub.vercel.app/contact-us.

We may update this Privacy Policy from time to time. When we do, we will revise the effective date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information. Continued use of FinToolsHub after any changes constitutes your acceptance of the updated policy.

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

FinToolsHub

Website: https://fintoolhub.vercel.app/contact-us